Opayo / Sagepay AVS/CV2

Opayo / Sagepay AVS/CV2

Some of our customers are finding that some card payments through AGG SMART are being declined (when they should be accepted). This is due to banks implementing stricter security procedures. These procedures require the AVS/CV2 checking to be on in Opayo. If you are experiencing decline issues, please log into Opayo and adjust your settings. The example below turns on AVS/CV2. Please do not add "Rules", just having AVS/CV2 turned on should resolve any issues. And contact Blink or Opayo if you require any assistance.



    • Related Articles

    • Obtaining your Opayo API Details

      For PayLinks and Online Ordering, we require your Opayo Gateway API key and API password. To obtain this, you need to log into your Opayo gateway with the Administrator details. This is where the username is the same as your vendor name. The Opayo ...
    • Bank Credit Card Decline Codes - Opayo

      These are the general codes used by banks when a transaction is declined. Some bank decline codes may be different. Decline Codes - Opayo Response Description 01 Declined - Call Issuer 04 Declined - Pick Up Card 05 Declined - Do Not Honor See: What ...
    • How to Pre-Authorise a Payment

      As soon as your quote has been added, if you selected Card as the payment type, you can immediately pre-authorise a payment from the customer's card. Pre-authorising a payment allows you to ringfence a sum of money from your customer's account, ready ...
    • How To Use PayLinks

      Finding The PayLink Feature Once you have had the PayLinks feature enabled on your AGG SMART, you will be able to hover over the icon shown in the screenshot below: If the icon appears to be grey-ed out then this either because the feature hasn't ...
    • Card Repeat Auth / Capture

      AGG SMART (with SagePay) provides the facility to re-charge a previously charged card without having to re-enter the credit/debit card details. Once a card has been successfully pre-authed and captured, you will have the ability to charge this card ...